Home Affordability  
Shopping for a home can be a very exciting time. But before you begin evaluating neighborhoods and housing options, you’ll need to know just how much you can afford to spend. This calculator is designed to give you an estimate of the amount of financing you can expect to get when you begin house hunting.
     

1. What is your current annual pre-tax income?
(Include all sources of income, including salary, interest, dividends, etc.)

$

2a. What are your monthly long-term obligations?
Monthly auto loan payments:

$

2b.Monthly credit card payments:

$

2c. Monthly association fees/dues:

$

2d. Monthly spousal/child-support payments:

$

2e. Other monthly obligations:

$

3. What would the interest rate be on your mortgage?

%

4. What would the term (length) of the loan be (in years)?

5. How much money do you have available for the down payment?

$
 
   
   
St Louis Financial Planner, St Louis Financial Advisor, 4th Quarter Financial Coach
16925 Manchester Road, Suite 5
 • Wildwood, MO • 63040
Phone: (636) 458-8050 • Fax: (636) 458-8055
www.4thqcoach.com • joe@4thqcoach.com

Securities & Investment Advisory Services offered through H. Beck, Inc. Member FINRA / SIPC.  H. Beck and 4th Quarter Financial Coach are not affiliated.

Joe High is registered to sell securities in Missouri, Kansas, Illinois, Ohio, Iowa, Florida, and Colorado.  Joe High is also licensed to sell insurance products in the states of Florida, Illinois, Kansas, Missouri, and Ohio. This is not an offer or solicitation to sell securities or insurance in any other state or jurisdiction.